Below are a few tips on how you can save money on MA auto insurance.
- High Deductibles
Everyone preaches this, yes, but it’s usually the easiest way to cut costs. Usually. (If your car is over ten years old, the savings may be minimal.)
- Remove towing.
Good maintenance and planning can save you money. Don’t run out of gas. Don’t lock your keys in your car. Make sure you have a spare and know how to change it. Sometimes your car will break down, but if your car is well-maintained, it won’t happen often. You pay $10 – $30 a year over the life of your policy and one tow costs $100. Note that in the event of an accident, towing is almost always covered under collision.
- Do NOT pay monthly.
Your carrier will charge anywhere from $3 to $5 per month for this type of billing. Pay every six months if possible. If you must pay monthly, do an auto pay — the charges are less because they only send a bill if the amount changes.
- Have all of your insurance in one place.
Often, the more types of policies you have, the more you save in discounts.
- Find out if your insurance company offers any low-mileage breaks that you qualify for.
For other tips and information on your MA auto insurance policy, contact Gorman Insurance.