Benefits of Working With an Independent Insurance Agent in Massachusetts

In 2008, Massachusetts adopted a “managed competition” pricing model that allows insurance companies to set their own prices and to calculate auto insurance premiums using a variety of factors. This competitive market makes it important for MA drivers to shop around for the best rates. Working with independent insurance agents is helpful in this type of market. Here are some of the many benefits of working with an independent insurance agent in Massachusetts.

Save Time and Energy

Independent Insurance Agents in Massachusetts work with many different insurance providers. They can shop for the best products and rates given your specific situation. By doing this leg work for you, working with an independent insurance agent can save you significant time.

Multi-Policy Discounts

Having multiple policies with the same provider will typically earn you extra discounts. For example, you may combine your auto and homeowners insurance. Sometimes, it may not make sense to go with the same insurance provider for your policies based on price and other factors. However, you may still be able to get multi-policy discounts by having the same independent insurance agent, even if your individual policies are with different insurance companies.

Unbiased Advice

Because independent insurance agents in Massachusetts do not sell their own insurance products and do not work strictly with one insurance company, they can provide objective advice and guidance. Rather than trying to convince you to go with a particular product, they will evaluate your needs and help find a fitting solution.

Local Service and Support

Most independent insurance agents in Massachusetts are local businesses. You will receive personal attention and support from individuals that you can speak to or meet in person. Independent insurance agents are also involved in their communities and contribute to the growth and health of the local economy.