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Archive for the ‘News’ Category

Insurance Against Natural Disasters

Amid news of the earthquake and consequent tsunami in Japan, it is an appropriate time to consider our own insurance coverage in the United States.

Only about 10% of California homeowner’s have insurance to protect against earthquakes.

Every area of our country is affected by natural disasters every year. It is important to consider which insurance coverage options will protect your property when one of these natural disasters occurs.

To find out more information about your insurance options, ask David or someone at Gorman Insurance.

http://insurancenewsnet.com/article.aspx?id=251513

http://insurancenewsnet.com/article.aspx?id=249986&type=propertycasualty

How your credit influences your auto insurance…

“The higher the risk a person is deemed to be, the higher the car insurance premium rates are going to be. If the consumer is deemed a higher risk and higher premiums are imposed, there are things that can be done to combat those high rates but it will take some time. Time passing since any accidents or traffic tickets will add up and eventually the policy can be reworked, factoring in the newer good driver status. This brings the car insurance premiums down in cost. Working towards better credit is another way to bring the costs of car insurance down, for once a better credit history begins to show up, the policy can be reworked and the new status taken into account. Things like these are the reasons why shopping around for car insurance after a period of time can be a good idea. Comparing what the current insurance carrier will do with what competitive companies can offer will lead the consumer to the best car insurance policy for the best price.”

http://www.africanaonline.com/2011/01/why-your-credit-can-impact-auto-insurance-cost/