Homeowners Insurance

Using Your Massachusetts Home for Short-term Vacation Rentals

With the prevalence of websites such as AirBnb and HomeAway, using your Massachusetts home for short-term vacation rentals can be appealing. Many folks are doing this with an investment property, second home, or in-law apartment attached to a main … [Read more...]

Insurance Claims for Home Damages Caused By an Insured Party

Damages to your home can sometimes be caused by another party, and that party may be insured. Before filing a homeowners insurance claim, it can be helpful to understand how the system works and the pros and cons of taking certain approaches. Here … [Read more...]

Hazard and Liability Insurance for Massachusetts Homes

There are two types of insurance: hazard and liability. Most homeowners insurance policies include both. However, as a homeowner, it's important to understand the difference between the two. The following is an overview of hazard and liability … [Read more...]

3 Things Your Massachusetts Homeowner’s Insurance Policy May Be Missing

Most homeowners buy their insurance policy when they purchase a home and then forget about it,... that is, until they need to use it. Some are surprised to learn that certain things aren't covered by their policy. Do you know what your policy … [Read more...]

Credit Score Impact on Insurance Rates

As consumers, we all know that credit scores affect loan and credit card qualifications. A lesser known fact is the credit score impact on insurance rates. This might be puzzling to some, so below are some details on why credit scores matter and how … [Read more...]

4 Home Features That Increase Homeowners Insurance Rates in Massachusetts

There are many factors that contribute to insurance costs. Your home’s features do contribute to the perceived risk of your policy. It is important to be aware of that. Below are 4 home features that increase homeowners insurance rates in … [Read more...]

Autumn Home Repair Checklist

As the leaves change color this season, it's a reminder that winter is around the corner. It's a great time to complete some DIY home repairs. Here are some items to include in your Autumn home repair checklist. It's A Great Time to Paint Autumn is … [Read more...]

Reasons NOT to file MA Homeowners Insurance Claims

Homeowners insurance is not the type that you should look to use/maximize as much as you can. In fact, filing numerous or frivolous claims can backfire in the form of increased insurance premiums or even denied future coverage. Homeowners insurance … [Read more...]

Personal Property Coverage under MA Homeowners Insurance

Most MA homeowners insurance policies come with personal property coverage. This covers personal belongings in your home such as furniture and electronics. Generally speaking, the base coverage is not sufficient to cover everything in your home, so … [Read more...]

3 Things That Increase MA Homeowners Insurance Rates

We often think about things that can reduce our insurance rates, but it's equally important to avoid things that could increase your rates. Here are a few things that increase MA homeowners insurance rates: Installing a Trampoline Kids love … [Read more...]